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    Strategy GuideMay 28, 20268 min read

    The Business Owner's Wife Answered the Phone

    You called the business. His wife answered. She is the bookkeeper, receptionist, and actual decision maker. You pitched to the wrong person for six months. Here is how family businesses really work - and how to navigate the real org chart.

    family businessgatekeeperdecision makersmall business dynamicsfamily-run businesssales navigationbuying processbusiness relationshipscold outreach familylocal business culture
    4
    Hidden Roles
    1
    Real Decision Maker
    Family
    Dynamics at Play
    Section 1

    The Two Org Charts

    Every family business has two organizational structures. The one you assume exists, and the one that actually runs the operation. Understanding the difference is why some salespeople close family businesses and most do not. This is foundational to finding the right person to contact at a small business.

    What You Assume

    O

    Owner

    Owner / CEO
    Decision Power100%

    "He runs everything. Just talk to him."

    "You" - pitching directly, expecting a yes/no

    This model fails because you are pitching one person who cannot say yes alone. He needs to "think about it" - which means check with his wife at dinner.

    How It Actually Works

    W

    The Wife

    Finances, Operations, Veto Power
    Decision Power85%
    O

    The Owner

    Does the work
    Decision Power40%
    S

    The Son

    Digital, marketing
    Decision Power30%
    D

    The Daughter

    Scheduling, calls
    Decision Power15%

    The wife controls finances and has veto power. The owner executes. The son influences digital decisions. The daughter filters access. Every person matters.

    Detailed Role Profiles

    O

    The Owner

    Owner
    What They Actually Do

    Does the work, meets clients on-site

    Decision Power40%
    How to Approach

    Respect his time. He is on a job site, not behind a desk. Text or leave a voicemail - he will check with his wife before deciding anything.

    W

    The Wife

    No official title
    What They Actually Do

    Bookkeeper, receptionist, operations manager, veto power on all spending

    Decision Power85%
    How to Approach

    She is the real first impression. Be respectful, not salesy. Explain the value in terms of time saved and money protected. She controls the checkbook.

    S

    The Son

    Helps with the business
    What They Actually Do

    Manages social media, website, Google listing, and answers emails

    Decision Power30%
    How to Approach

    He is your internal champion. Speak his language - digital, metrics, growth. He can advocate for you at the dinner table, but he does not sign checks.

    D

    The Daughter

    Part-time office help
    What They Actually Do

    Handles scheduling, answers calls when mom is busy, manages the calendar

    Decision Power15%
    How to Approach

    She is a relay point, not a decision maker. Be polite, get her name, ask the best time to reach the person who handles marketing or vendor decisions.

    Why This Matters

    The assumed org chart leads to the classic mistake: you pitch the owner, he says "let me think about it," and you never hear back. What actually happened is he went home, his wife asked how much it costs, and the answer was no before dessert. If you had reached her first - or at least included her - the outcome changes completely. This is closely related to what happens when someone tells you they are not the decision maker.

    Section 2

    The Family Business Playbook

    Five scenarios you will encounter when reaching out to family-run businesses. Each one has a specific navigation strategy. Get it wrong and your pitch dies at the dinner table. Get it right and the family sells each other on your service for you.

    Scenario: The Wife

    Who You Reached

    You called the main number and a woman answered who is not listed anywhere on the website.

    Who Actually Decides

    She does - or at minimum she has veto power. Most family business spending decisions go through whoever manages the books, and that is almost always the spouse.

    What To Do

    Do not ask to speak to the owner. Introduce yourself, state your purpose in one sentence, and ask if she handles vendor decisions or if there is a better time to discuss it. Treat her as the decision maker because she probably is.

    Scenario: The Son (Social Media Manager)

    Who You Reached

    You emailed the business and got a reply from a Gmail address that is clearly a personal account with a young person's name.

    Who Actually Decides

    He does not, but he influences heavily. If you can convince the son that your service makes his job easier or makes him look good to his parents, he will sell it for you at dinner.

    What To Do

    Talk ROI in his terms - followers, reviews, online visibility. Send him something he can screenshot and show his parents. Make him the hero of the pitch without realizing it.

    Scenario: The Daughter (Scheduler)

    Who You Reached

    You called and someone young answered, took your name, and said they would pass the message along. Your message never got passed along.

    Who Actually Decides

    Nobody you reached. She is filtering calls. Your message went into a stack of sticky notes that gets reviewed never.

    What To Do

    Ask for a specific callback time rather than leaving a message. Say: 'I know they are busy - is there a morning this week when they check in at the office? I will call back then.' Get a time, not a promise.

    Scenario: The Owner (On the Job Site)

    Who You Reached

    You called and it went straight to voicemail. You left a message. Silence. You called again. Voicemail. You emailed. Nothing.

    Who Actually Decides

    He does for some things, but he is physically unavailable during business hours because he is the business. He is on a roof, under a sink, or behind a chair.

    What To Do

    Stop calling during work hours. Try early morning before 7:30am, lunch hour, or after 5pm. Better yet, get to the wife or son first. They are the pathway to a conversation that will actually happen. If you need help with voicemail strategy, check out the voicemail approach in our guide on businesses that never answer the phone.

    Scenario: The Whole Family at Once

    Who You Reached

    You showed up to a meeting with the owner and his wife and adult child were also there. Nobody told you this was a group interview.

    Who Actually Decides

    All of them, collectively. The owner wants to know if it works. The wife wants to know the cost. The son wants to know if it is modern. You need to satisfy all three.

    What To Do

    Address each person's concern in your pitch. Lead with results for the owner, cost and timeline for the wife, and technical approach for the son. If one person checks out, you lose the room.

    Section 3

    How to Navigate Family Gatekeepers

    The approach changes depending on who picks up. Here is a practical framework for each gatekeeper type - what to say, what not to say, and how to move toward the actual decision.

    When the Spouse Answers

    Say This

    "Hi, I help local [industry] businesses with [specific thing]. Do you handle vendor decisions, or should I set up a time when you and [owner name] can both look at it?"

    Never Say This

    "Can I speak to the owner?" or "Is your husband available?"

    Dismissing the spouse as a gatekeeper to get past is the fastest way to kill your deal. She will remember you were rude, and she will tell him at dinner.

    When the Adult Child Replies

    Say This

    "Thanks for getting back to me. It sounds like you handle the digital side - I put together a quick overview that might be worth sharing with your parents. Can I send it over?"

    Never Say This

    "Can you put me through to the actual decision maker?"

    The adult child is your inside advocate. Give them ammunition that makes them look smart when they bring it up to their parents. A one-page summary or short video works perfectly.

    When the Part-Timer Answers

    Say This

    "No worries, I know they are busy. What morning this week would be best for me to call back? I do not want to keep leaving messages."

    Never Say This

    "Just tell them I called" or launching into your full pitch

    Part-time family members filter calls but rarely relay messages reliably. Your goal is a specific callback window, not a message that will sit on a sticky note. For deeper tactics on reaching people who are always unavailable, see businesses that never answer the phone.

    When Nobody Answers

    Do This

    Switch channels. Email, text, or try calling before 7:30am or after 5pm. Family business owners check messages during off-hours when the spouse is nearby - which actually works in your favor.

    Do Not Do This

    Call five times in one week during work hours. You are now the annoying salesperson the whole family talks about.

    Silence does not mean no. It means the owner is physically doing the work and cannot answer. The best approach is choosing the right channel for the right situation.

    The Dinner Table Rule (Hypothetical Framework)

    In a family business, every vendor decision gets discussed at dinner. Not in a meeting room - at the kitchen table. Your proposal needs to survive that conversation. That means every family member who touched the interaction needs to feel respected, and the person who controls the money needs enough information to say yes without feeling pressured. If you only pitched the owner, you gave him a homework assignment he does not want to do: selling your service to his wife. Make it easy. Include her from the start, or send materials she can review independently. The sale happens at dinner whether you are there or not. For more on navigating who actually decides, read about why your best reply came from the wrong person.

    Section 4

    Frequently Asked Questions

    QHow do I find out who actually makes decisions at a family business?

    Ask. Not 'who is the decision maker' - that puts people on the defensive. Instead try: 'When your business considers a new service, who is usually part of that conversation?' This invites them to reveal the power structure without feeling interrogated. In most cases, the person who answers the phone can tell you everything about how decisions get made if you ask the right way.

    QWhat if the wife says 'my husband handles that' but I know she actually decides?

    Respect the structure she presented while keeping the door open. Say: 'Of course - would it help if I sent some information you could review together? I want to make sure he has everything he needs.' This acknowledges her referral, includes her in the process, and gives her the information she actually needs to make her recommendation.

    QShould I pitch differently to family members than to a hired office manager?

    Yes. Family members have emotional investment in the business that hired staff do not. They care about the family legacy, the owner's stress level, and long-term stability - not just quarterly metrics. Frame your service as something that protects the family's investment, not just a business optimization.

    QIs it appropriate to reference the family dynamic in my outreach?

    Only if they brought it up first. If the wife mentioned she handles the books, you can reference that. If the son told you he runs their Instagram, you can follow up on that. Never assume or guess at family roles in a cold email. It comes across as intrusive. Let them define the relationship, then work within it.

    QWhat is the biggest mistake people make when selling to family businesses?

    Ignoring the person who answered the phone. If the wife answered, she is involved. If the son replied to your email, he is involved. Every family member who touches the business has some influence over spending decisions. Dismissing anyone as 'just the receptionist' or 'just the kid' will get your proposal thrown away at the dinner table.

    Section 5

    Key Takeaways

    1

    The Person Who Answers Is Not Random

    In a family business, whoever answers the phone has a role in the operation. Treat every family member as a stakeholder, because they are.

    2

    The Wife Usually Controls the Money

    In most small family businesses, the spouse handles bookkeeping and finances. She has veto power on every spending decision. Ignore her at your own risk.

    3

    The Owner Is Doing the Work

    He is on a roof, under a car, or behind a chair. He cannot take your call during business hours because he IS the business. Adjust your timing accordingly.

    4

    Adult Children Are Inside Advocates

    The son or daughter managing digital channels can champion your service at the dinner table. Give them materials that make them look smart to their parents.

    5

    The Sale Happens at Dinner

    Your proposal will be discussed at the family kitchen table. Make sure every person who touched the interaction has a reason to advocate for you.

    6

    Respect the Structure

    Never bypass a family member to get to the 'real' decision maker. In a family business, bypassing anyone means offending everyone. Work with the structure, not around it.

    The Bottom Line

    The business owner's wife did not answer the phone by accident. She answered because she runs the office, manages the money, and decides which vendors get a second conversation. The sooner you stop treating family members as obstacles and start treating them as the decision-making unit they are, the sooner you start closing family businesses. The org chart you assumed does not exist. The one that matters fits around a kitchen table.

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